Services
Credit Risk Management for SMEs
Portfolio Management for SMEs
Business solutions
Network Planning for Branches
Product Services Bundling
Whether the bank is seeking more loans or more funding to grow the portfolio, on a daily basis
decisions have to be made that impact the Risk and Return of the asset portfolio. Banks have
multiple sources of income ranging from fees to investments and deposits to loans, where each
opportunity to make profit has to be offset against the risk.
For example, for the acceptance of loan applicants, it is critically important to determine the risk
profile of the loan applicant and its impacts on the Bank’s overall portfolio. Given the occasional
turmoil in the financial service industry, the concept of Risk has been formulated and well-
published, where the BASEL Accords provide guidelines and rules for the implementation of a Risk
Framework. Risk Management is (and should be) top priority of each bank.
However, in some cases financial institutions can be so focused on Risk Management that
opportunities to sell with acceptable Risk can be overlooked. Opportunities to sell require insight
into the needs of both prospects and existing accounts, as well as insight into the expected
Earnings and Risk related to a new customer. This information can readily be derived and
optimized from data already available in the Bank's systems.
New Frontier Solutions provides the tools and decision models to assist you in making cost
effective decisions. Our solutions include CAT, JUMP FINANCIAL and IRIS.
decisions have to be made that impact the Risk and Return of the asset portfolio. Banks have
multiple sources of income ranging from fees to investments and deposits to loans, where each
opportunity to make profit has to be offset against the risk.
For example, for the acceptance of loan applicants, it is critically important to determine the risk
profile of the loan applicant and its impacts on the Bank’s overall portfolio. Given the occasional
turmoil in the financial service industry, the concept of Risk has been formulated and well-
published, where the BASEL Accords provide guidelines and rules for the implementation of a Risk
Framework. Risk Management is (and should be) top priority of each bank.
However, in some cases financial institutions can be so focused on Risk Management that
opportunities to sell with acceptable Risk can be overlooked. Opportunities to sell require insight
into the needs of both prospects and existing accounts, as well as insight into the expected
Earnings and Risk related to a new customer. This information can readily be derived and
optimized from data already available in the Bank's systems.
New Frontier Solutions provides the tools and decision models to assist you in making cost
effective decisions. Our solutions include CAT, JUMP FINANCIAL and IRIS.
- to identify new accounts and turn them into
customers
- to identify sales opportunities from existing
data
- to know which product-mix to offer to your
client
- to assess the risk profile of your client
- to optimize your current branch - and ATM
network
CAT
JUMP FINANCIAL
IRIS
If the answer to one of the above questions is a negative, read more on our products CAT, JUMP
Financial and IRIS or contact us to discuss your needs.
Financial and IRIS or contact us to discuss your needs.
Do you have the tools and technology available?
Managing risk, performance & sales opportunities
